This is the single most important number in the plan. Your retirement corpus is just this figure, grown by inflation, paid out for the rest of your life.
Give each one the years still left to pay. An EMI that finishes in 2031 shouldn't be dragging on your corpus for the next 90 years.
Sort your existing money by how it behaves, not by which app it sits in. Each bucket compounds at its own rate for the rest of the plan.
Type today's price. The plan adds inflation for you and works backwards to the SIP that gets you there.
Drag the slider. Retiring earlier means a bigger monthly SIP and a longer retirement to fund — you'll see both react instantly.
Property, gold, vehicles. These build your net worth but they don't pay your grocery bill, so they stay out of the freedom calculation.
The plan compares what your money will be worth on your chosen retirement date against what you'll actually need from that day onward.
You can put one SIP into two or three funds instead of one. It spreads the bet without changing a rupee of the total, so nothing else in this report moves. Write in the scheme names once they are picked.
| Purpose | Category | How you will split it | Monthly | For | Step-up |
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Pick a year. Three questions get answered at once: how much you will have, how much you will be spending, and what the same money would have done in a real fund. Change anything else in this report and all three move.
Your savings, your SIPs and the things you own, all added up at that year.
Every cost in that year, one line each. Loans drop off, school fees stop, health premiums climb.
The same money, the same bills, run through a real fund's actual weekly NAV. Every scheme is here twice — the direct plan and the regular plan — so you can see what the commission costs over a lifetime.
Only after the payment confirmation expert will contact you back as soon as possible.
The code carries every answer you gave, so the call opens with your real numbers on screen. Never saved it, or lost it? No trouble — we rebuild the plan together in a few minutes.
You have just watched thirteen years of real fund history run through your own numbers — a pot that survived in one fund and ran out in another, and what a regular plan costs against a direct one. None of that was opinion. This is where you find out which of those choices you are making right now.
An educational question-and-answer session. You ask, it gets explained, and you decide. No product is recommended, none is sold, and nothing is bought on your behalf.